New Jersey Driving Points System

 In New Jersey, if you are driving a vehicle, it is important to understand the driving points system. It is a way the state tracks your driving history and determines whether or not you are a safe driver. If you accumulate too many points, it can result in penalties and higher insurance premiums. In this article, we will explore New Jersey's driving points system, including the New Jersey vehicle traffic laws and  Municipal Court charges related to it.

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The New Jersey driving points system is designed to encourage safe driving and hold drivers accountable for their actions on the road. In addition to the penalties mentioned earlier, it is important to note that points can stay on your driving record for a certain period of time.

For most violations, points will remain on your record for two years from the date of the offense. However, more serious offenses, such as DUI https://en.wikipedia.org/wiki/Driving_under_the_influence or driving with a suspended license, can result in points staying on your record for five years.

It is also worth mentioning that New Jersey offers a defensive driving course, which can help drivers reduce points on their driving record. By successfully completing an approved course, you can deduct two points from your record. This can be useful if you have accumulated points and want to mitigate the impact on your driving privileges and insurance rates.

Furthermore, it is crucial to understand the implications of accumulating points on your auto insurance premiums. Insurance companies consider points on your driving record as an indicator of risk, and they will adjust your rates accordingly. The more points you have, the higher your premiums are likely to be.

To check the total number of points currently on your driving record, you can request a driver abstract from the New Jersey MVC https://www.nj.gov/mvc/. This document provides a detailed summary of your driving history, including any points, violations, and license suspensions or revocations.

In addition to the points system, New Jersey also operates under the concept of "zero tolerance" for certain offenses. For drivers under the age of 21, any violation related to alcohol or drugs will result in an immediate driver's license suspension, regardless of the number of points accumulated.

It is worth noting that the New Jersey driving points system is not meant to be a punishment; it is designed to promote safety on the road. By being aware of the points associated with different violations, motorists can make informed decisions and strive to maintain a clean driving record.

New Jersey Vehicle Traffic Laws:

Before we dive into the point system, let's first discuss some of the New Jersey vehicle traffic laws https://njmcdirectautos.blogspot.com/2024/03/new-jersey-vehicle-traffic-laws.html  . Firstly, it is required by law to have valid auto insurance in the state. The minimum coverage that a driver is required to carry is:

$15,000 for bodily injury or death of one person per accident

$30,000 for bodily injury or death of two or more persons per accident

$5,000 for property damage per accident

Secondly, there are specific speed limits that must be followed in certain areas. For example, on interstates in the New Jersey, the speed limit is 65 mph. In local highways, it is generally 55 mph, while in residential and business areas, it can be as low as 25 mph.

Thirdly, driving under the influence of alcohol or drugs is considered a serious offense. A driver found guilty of DUI will face severe penalties, including suspension of their driver's license, fines, and even imprisonment.

New Jersey Municipal Court Charges:

In New Jersey,  Municipal Court has the power to hear cases related to traffic violations. These cases can include but are not limited to, speeding, careless driving, reckless driving, DUI, and driving with a suspended license.

If you are found guilty of a traffic violation, the Municipal Court can impose penalties such as fines, surcharges, points on your license, driver improvement classes as well as license suspension or revocation. The amount of the penalty depends on the severity of the offense and the number of points accumulated.

New Jersey Driving Points System:

Now that we have covered the basics of the traffic laws and New Jersey Municipal Court charges https://njmcdirectautos.blogspot.com/2024/03/municipal-court-charges-in-new-jersey.html   , let us discuss the driving points system.

Whenever you are involved in a traffic violation or related offense, the New Jersey Motor Vehicle Commission (MVC) will assign points against your driver's license. The number of points depends on the type of offense you have committed. Some of the common violations and the corresponding points are:

Speeding (1-14 mph over the limit): 2 points

Speeding (15-29 mph over the limit): 4 points

Speeding (30 mph or more over the limit): 5 points

DUI or DWI: 9 points

Reckless driving: 5 points

Careless driving: 2 points

Failure to obey traffic signal: 2 points

Leaving the scene of an accident: 8 points

Tailgating: 5 points

If you accumulate six or more points within a period of three years, you will be charged a surcharge. This is an additional fee on top of the fines you may have to pay for the traffic violations. The surcharge will be $150, plus $25 for each additional point, over six.

If you accumulate 12 or more points on your driver's license within a period of two years, your license will be suspended. The duration of the suspension is as follows:

First suspension: 30 days

Second suspension: 90 days

Third suspension: 180 days

Fourth suspension: one year

In conclusion, it is essential for drivers in New Jersey to understand the driving points system. If you are accumulating too many points, it can lead to a surcharge or even a suspension of your driver's license. Furthermore, violations of traffic laws can lead to New Jersey Municipal Court charges and even criminal charges such as DUI. Therefore, it is important to always obey the traffic laws and drive safely to avoid these penalties. 

New Jersey driving points system plays a crucial role in maintaining safe roadways and holding drivers accountable for their actions. By practicing safe driving habits and staying informed, motorists can avoid accumulating points, surcharges, and possible license suspensions. Remember, responsible driving not only protects you and your passengers but also contributes to the overall safety of the community.

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